ICICI Bank Coral Debit Card is a debit card offered by ICICI Bank that allows customers to access their account and withdraw cash from ATMs, make purchases at merchants that accept Visa cards, and access a range of offers and discounts on shopping, dining, travel, and other services.
With this card, customers can enjoy the convenience of easy banking and contactless payments, as well as the security and protection of advanced security features like chip and pin technology. In addition, ICICI Bank Coral Debit Cardholders can avail flexible EMI options on their purchases, get additional cards for their family members, and access emergency cash through ICICI Bank’s Emergency Cash service. The card also comes with insurance coverage, including personal accident insurance and lost card liability insurance.
9 Benefits of ICICI Bank Coral Debit Card
1) Access to a wide network of ATMs and merchants: ICICI Bank Coral Debit Card is accepted at over 1.9 million merchants and over 2.5 lakh ATMs across the country, providing customers with convenient access to their funds and the ability to make purchases and withdraw cash as needed.
2) Safety and security: ICICI Bank Coral Debit Card is equipped with the latest security features, including chip and pin technology, to protect against fraud and unauthorized transactions.
3) Rewards and discounts: ICICI Bank Coral Debit Cardholders can enjoy a range of offers and discounts on shopping, dining, and other services.
4) Easy banking: Customers can access their accounts, view account balances and transaction history, pay bills, and more through ICICI Bank’s online and mobile banking platforms.
5) Contactless payments: ICICI Bank Coral Debit Card supports contactless payments, allowing customers to make purchases by simply waving their card near a compatible terminal. This is a convenient and faster alternative to traditional card payment methods.
6) Easy access to emergency cash: ICICI Bank’s Emergency Cash service allows customers to withdraw cash from any ICICI Bank ATM in case of an emergency, even if they don’t have their debit card with them.
7) Add-on cards: ICICI Bank Coral Debit Cardholders can get additional cards for their family members, allowing them to access the account and make purchases.
8) Flexible EMI options: ICICI Bank Coral Debit Cardholders can avail flexible EMI options on their purchases, allowing them to pay in convenient monthly installments.
9) Insurance coverage: ICICI Bank Coral Debit Cardholders are eligible for insurance coverage on their card, including personal accident insurance, lost card liability insurance, and more.
What are the Charges For ICICI Coral Debit Card?
ICICI Bank charges various fees and charges for its Coral Debit Card, which may include the following:
- Joining fee: There may be a one-time joining fee for the ICICI Bank Coral Debit Card, which varies depending on the type of account you hold with the bank.
- Annual fee: The annual fee for the ICICI Bank Coral Debit Card may be charged on a yearly basis. The fee may be waived off if you meet certain conditions, such as maintaining a minimum balance in your account or making a certain number of transactions in a year.
- Transaction charges: ICICI Bank may charge a fee for transactions made using the Coral Debit Card, such as cash withdrawals from ATMs, point of sale transactions, and online transactions.
- Replacement fee: If you lose your ICICI Bank Coral Debit Card or it is stolen, you may have to pay a fee to get a replacement card.
- Late payment charges: If you fail to pay the annual fee or any other charges on time, you may be charged a late payment fee.
It is important to note that the fees and charges for the ICICI Bank Coral Debit Card may vary depending on the type of account you hold with the bank, as well as your usage patterns. You should refer to the terms and conditions of your account and card for more information on the fees and charges applicable to your specific situation.
Which Type of ICICI Debit Card is Best?
The best ICICI Bank debit card for you will depend on your specific needs and preferences. ICICI Bank offers a range of debit cards with different features and benefits, such as cashback, discounts, rewards, and insurance coverage. Some of the popular ICICI Bank debit cards are:
1) ICICI Bank Coral Debit Card
This card offers a range of offers and discounts on shopping, dining, and other services, as well as the convenience of contactless payments and easy access to emergency cash.
2) ICICI Bank Platinum Debit Card
This card comes with a higher daily cash withdrawal limit and higher transaction limit, making it ideal for high-value transactions. It also offers insurance coverage, including personal accident insurance and lost card liability insurance.
3) ICICI Bank HPCL Debit Card
This card is specifically designed for petrol purchases and offers discounts on fuel purchases at HPCL petrol pumps. It also comes with a range of other benefits, such as cashback on other purchases and insurance coverage.
4) ICICI Bank Goibibo Debit Card
This card is ideal for travelers and offers a range of discounts and benefits on travel bookings, such as discounted air tickets and hotel bookings.
You can compare the features and benefits of different ICICI Bank debit cards to choose the one that best suits your needs and preferences. It is always a good idea to review the terms and conditions of the card and consider factors like fees and charges, rewards and discounts, and insurance coverage before making a decision.
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